The Benazir Income Support Program has announced an increase in quarterly payments through the Kafalat Program. Chairperson Rubina Khalid led the decision, which gives much-needed financial help to Pakistan’s underprivileged families. Beginning in January 2025, registered families would receive 13,500 rupees every quarter, up from the previous 10,500 rupees. A thorough explanation of the program is provided below, along with its goals, eligibility, and benefits.
| Feature | Details |
| New Payment Amount | 13,500 rupees per quarter |
| Previous Payment Amount | 10,500 rupees |
| Supported Families | Over 9.3 million |
| Start Date | January 2025 |
Table of Content
Overview of BISP Kafaalat Program
The BISP Kafaalat Program, launched in 2008, is the largest cash transfer initiative in Pakistan’s history. It aims to provide financial support to low-income families to help them manage basic living expenses.
The program addresses two major goals. In the short term, it helps families cope with inflation and rising food costs. In the long term, it seeks to eliminate extreme poverty and empower women. The initiative also supports Pakistan’s commitment to the United Nations Sustainable Development Goals by targeting vulnerable populations.
Payment Increase and Its Impact
Starting January 2025, each family will receive 13,500 rupees quarterly, which is 3,000 rupees more than before. This increase reflects the government’s effort to provide relief during economic hardships.
The payment hike will help families cope with high prices and ensure they have the financial support needed for daily living. Over 9.3 million families are currently benefiting from the program, and the government plans to expand its reach to 10 million families by the next year.
Expanded Withdrawal Options
To improve convenience, the government has expanded the list of banks where payments can be withdrawn. Previously, families faced delays as they could only withdraw from Habib Bank Limited. The following banks have now been added to the list:
- Bank Al Falah
- Bank of Punjab
- Mobilink Microfinance (JazzCash)
- Telenor Microfinance Bank
- HBL Microfinance
This step ensures smoother and faster transactions, reducing inconvenience for beneficiaries.
Eligibility Criteria
The BISP Kafalat Program is designed for families in need. These conditions must be met to qualify:
- Family income must fall below the poverty line.
- Only families registered in the National Socio-Economic Registry are eligible.
- A valid CNIC is required for all applicants.
- Priority is given to women as heads of households.
These criteria ensure that the most deserving individuals benefit from the program and receive timely assistance.
Benefits of the Kafaalat Program
The program offers numerous advantages to families:
- Quarterly cash payments help families manage their expenses.
- Women’s financial independence is strengthened by prioritizing them as beneficiaries.
- The scheme aims to reduce poverty and ensure families have access to basic needs.
- It supports Pakistan’s global development goals for poverty reduction and gender equality.
The increased payment and improved accessibility make the program even more beneficial for low-income families.
Conclusion
The BISP Kafaalat Program 2024 continues to serve as a lifeline for millions of struggling families. By increasing the payment to 13,500 rupees per quarter, the government has shown its dedication to providing financial relief amid rising costs. The expanded withdrawal options and focus on empowering women make this program a vital tool in the fight against poverty.
BISP Payment Schedule for December 2024
FAQs
How can I apply for the BISP Kafalat Program in 2025?
Families need to register with the National Socio-Economic Registry to become eligible for the program.
When will the increased payments start?
The new Installment amount of 13,500 rupees per quarter will begin in January 2025.
Which banks can beneficiaries use for withdrawals?
Beneficiaries can withdraw payments from Bank Al Falah, Bank of Punjab, Mobilink Microfinance, Telenor Microfinance Bank, and HBL Microfinance.
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